Embrace | Pet Insurance Review

We've been through some pretty tough times with our dog's issues over the years, Embrace made it much easier to deal with the financial aspect. We're grateful to be able to have pet insurance.

Claim was verified and approved quickly. No pet owner should ever be without this insurance.

Dog had intestinal issue. Vet service charge, x-rays, and medications. Embrace staff covered the claim fully and reported promptly.

Once you get past all the things the insurance does not cover and the deductible, the insurance is not bad. We adopted a 9 year old dog with a few health issues. While he was new to us, Embrace would not cover anything preexisting. As a result his two knee surgeries were not covered. Once I got past the $500 deductible for things that were covered, we started to get some money back. The vet filed the paperwork and we were sent a check. That part was easy. I did not find any insurance that would cover a pre-existing condition. I just wish that insurance would start with the health of the animal on the day the insurance policy begins.

Our 6 year old Norwegian Elkhound was in terrible pain, crying and moaning. We took him to the Pet Emergency clinic and they examined him along with x-rays but couldn’t find what was wrong. They gave him some pain and ligament pills. The next morning we were back at the emergency clinic for a full battery of tests and they finally found he had pancreatitis. This was a terrible and scary experience. The only positive part of this experience was how prompt Embrace’s response was and how quickly they reimbursed us. We are very impressed with our Embrace coverage and would recommend it.