5
out of 5
POSTED: | BY: Dana
Peace of mind!!
I have accident/illness and the wellness insurance!! Great customer service and claims are processed very quickly!
4.9
out of 5
Number of reviews 19,874
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandra
They Treated Us Like Family
My two dogs were trapped in my house during a house fire. Sadly we lost one and the other was taken immediately to an emergency vet. After I called Embrace to tell them about our Rapunzel, they lit a candle in her honor and sent us a handwritten card expressing their sympathies for her loss.
5
out of 5
POSTED: | BY: Penny
Thank heavens for Embrace
Different dog, different unexpected chronic illness.....same wonderful service and coverage! We have been fortunate to have Embrace insure our pets' health for maybe 10 years now. I got it just as a precaution! Thank goodness I had it. Seven years ago when our Golden Retriever was diagnosed with a brain tumor after many very expensive tests. Embrace paid for 80% of a very large medical bill. After our Golden died, we received an expression of sympathy from Embrace! Who every heard of such a thing?? I was so touched.
Now our English Cocker has been diagnosed with Addison's Disease which means she will be on meds and under vet care for the rest of her life. This could have posed a financial burden, but Embrace "has our back"!
(We also have a cat who required significant testing several years ago and Embrace covered those bills too.)
When I am paying the monthly fees I have sometimes thought, "Why am I doing this?" Then an unexpected illness or accident happens, and I am incredibly thankful for the investment.
5
out of 5
POSTED: | BY: Nicole
I’m so thankful that I have Embrace!
Embrace has truly been beneficial to my dog. She has reoccurring bouts of anemia and thankfully her transfusions are covered.
5
out of 5
POSTED: | BY: Jane
Just what you hope pet insurance will be like
Embrace has great customer service and that is why I chose them over other pet insurances 3 years ago. I checked other reviews and not just the price (although all were around the same). In the past year, I have had to rely on Embrace for one of my two dogs. Knowing he needed the treatment was stress free financially because Embrace was there and I could focus on getting my pup, Jackson, healthy. Making claims online has been so easy and they are quick to review and respond to the claims. Embrace has been just what I wanted pet insurance to be when I decided to get it years ago. The wellness program is awesome. Since it is covered 100% you are essentially just spreading out the expense of yearly shots and preventative medicine over 12 months. A great pet insurance!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.