Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,347

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Toby Gass

Good coverage, fast claims resolution

I've had Embrace for the past 3 or 4 years and never used it until now. I have a 13 year old dog that is now having medical issues and Embrace customer service has shown professionalism and compassion every time I've contacted them. Also my wait time to speak to someone is usually very short so I'm not wasting too much time on hold. They process the claims quickly and I'm very appreciative. I've had other pet insurance in the past that I wasn't happy with and Embrace has proven to be a company I can depend on for fast resolution
5

out of 5

POSTED: | BY: Selina D

Excellent service! They take care of you & your pet :)

They are great with taking care of claims in a timely fashion and keep you up to date on the status without you having to call them to ask which I think is great! We appreciate your service :)
5

out of 5

POSTED: | BY: Marylue M

Professional and Experienced and customer oriented.

I brought my dog in because she was experiencing some what I assumed was severe gastric distress. The issue was resolved and I asked the vet hospital to submit the claim form. My claim was approved and reimbursement was received within just days. I am extremely happy with Embrace and will recommend them to friends and family with pets.
5

out of 5

POSTED: | BY: Jim Saxon

Quick claim payment

very prompt payment.
5

out of 5

POSTED: | BY: Lynne Ostergren

They're the best

Embrace has been wonderful. Fast to reimburse, and when their computer mis-classified one of Aja's treatments, they were quick to correct the problem. I highly recommend Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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