Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,874

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Holly

Outstanding!!!

I got insurance for my dog because we moved on a somewhat busy road. Two months after getting my policy my dog had a seizure and needed a mri. Embrace helped me same day I submitted claim. There website is easy to use, and customer service is excellent. I am so grateful for Embrace and happy with my descision to go through them. If your thinking about insurance, do it! You won’t regret it.
5

out of 5

POSTED: | BY: Claire

The BEST Pet Insurance

I have a naughty frenchie who gets into everything. If he can get it into his mouth, he swallows it- my glasses, kongs, rocks, everything. He rolls in poisonous plants, finds tick nests, literally eats everything and Embrace is there to cover him. Its AMAZING, I can not recommend them enough.
5

out of 5

POSTED: | BY: Marie

Prompt and through review of claims, and quick payment.

Thanks again for your fast review and payment of our claims. And I know if I have any questions, I can just pick up the phone and be connected right away. Great service. Thanks, Embrace!
5

out of 5

POSTED: | BY: JoAnne

Kind, caring company!

I have had Embrace pet insurance for seven years and they are just wonderful. The claim process is easy and very quick. Most of all, the staff has always been very kind and helpful.
5

out of 5

POSTED: | BY: Pam

Stress free experience when my little girl got sick

While playing with my girl I felt a lump on her right hip. Made appointment right away to have her doctor check it. The results came back basil cell tumor. This meant the lump needed to come off right away. Thank to having Embrace as our insurance company I could make appointment for the surgery within 5 days. Having Embrace takes away extra stress related to you child’s illness.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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