Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,347

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brian Andre

Embrace Is a Great Pet Insurance Company

Embrace is always accurate in my opinion of insurance coverage. I am appreciative of the support I received when I have an emergency with my furry friend.
5

out of 5

POSTED: | BY: Mike

Fast, Helpful, Trustworthy

Embrace has met and exceeded my expectations. They are super fast in responding to claims and they also offer a pet wellness hotline for emergency situations. Zero complaints, nothing but praise.
1

out of 5

POSTED: | BY: Richard Midgett

STILL WAITING!

I have submitted more than $3700.00 in hospital Bill's, for my Doberman that died mysteriously, at the age of 2yrs 10months old? I have been waiting for Reimbursement for more than 2 months? I had to go to the vet's & get his records cause they said ENBRACE CAN'T GET THEM? The vet sent them the records 4 time before they would acknowledge they RECEIVED them? HUMMM? SOUND INTERESTING... I RECIEVED A REFUND FOR HIS PREMIUM! LETS ASK EMBRACE TOGETHER... WHERE'S THE INSURANCE MONEY?? I'LL BE CALLING TOMORROW.... I MAY CXL MY OTHER DOBERMANS POLICY?? UNTIL THEN.....I CAN CHANGE MY REVIEW DEPENDING ON THE RESPONSE I GET MONDAY NOV 19, '18??
5

out of 5

POSTED: | BY: Nancy Bennett

Reasonable and fair!

I have been extremely pleased with the quality of service and prompt response I've had from Embrace.
5

out of 5

POSTED: | BY: Stephanie Townsend

So easy to work with!

Embrace is so easy to use. I have had my dogs on it for a couple of years and I love the wellness credit. This year I have had to use the actual insurance for illness. The forms are super easy to fill out, the process of making the claim is a breeze, and if I have problems or questions the customer service can't be beat! I highly recommend Embrace pet insurance!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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