5
out of 5
POSTED: | BY: Cameron
Quick and efficient
Never have a difficult or lengthy process. It's easy and gives peace of mind.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Alexia
Good Service and Fair Price
I think the insurance is really beneficial! It gives me peace of mind, a decent amount of back after services, good customer service and quick responsiveness. It is also very easy to use.
5
out of 5
POSTED: | BY: Renata
Amazing company!
Embrace has been so amazing. Our dog got a fungus infection and needed a lot of treatment and procedures and they covered everything as it stated in the policy. It was easy and got our refund very quickly. Highly recommended!
5
out of 5
POSTED: | BY: John
Outstanding Claims Support
I could not have made a better choice in a pet insurance provider. Embrace has kept their promise and covered our Darwin's medical expenses. Their support has been invaluable. Without pet insurance I/we would have had to make a very difficult decision. Darwin's medical cost have been very costly, time consuming, and stressful. Selecting Embrace Pet Insurance was one of the best decisions I have ever made.
5
out of 5
POSTED: | BY: pat
The best
This is the best pet insurance you can buy. They have always been fair and always paid quickly. I have been very pleased with Embrace and would highly recommend them.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.