Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,874

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Maggie Was Diagnosed with Kidneyt Disease

I was very troubled to learn that my Maltese, Maggie, had kidney disease. But I wanted to know more about it - the severity, treatment, etc. I located a superb nephrology (kidney specialist) veterinarian who was three hours away - but definitely worth the trip. The doctor was excellent. The prognosis not as bad as I anticipated (low-grade chronic kidney disease). She had a very thorough examination, including ultrasound. Right now we are only changing her diet, but I will keep an keen eye on her protein levels. The bill was $1479, of which $1183 was covered by my Embrace policy.
5

out of 5

POSTED: | BY: Candace

Always has been a great insurance company

Needed information from veterinarian once they received info processed fast.
5

out of 5

POSTED: | BY: Erin

Peace of Mind!

So very happy I thought about pet insurance from when he was a puppy! Although I didn't have to use it for over 6 years, this year it really helped me out...between allergies, ear infections and an eye ulcer, I never had to worry that I wasn't able to give my boy whatever level of care he needed! Thanks so much! Erin & Carlos
5

out of 5

POSTED: | BY: Cheryl

You are wonderful

I am so thankful for having pet insurance. I can’t thank you enough for the great service. I’m happy that I can keep my dog in the best health and not worry about the cost. Thank you so much
5

out of 5

POSTED: | BY: Karin

Chopper says Thank you, Mami was able to buy me a lot of Milkbones

Reimbursement was taken not to long.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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