Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,874

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lesley

Quick and easy!

My dog Charlie's heart was failing and he had fluid on his lungs. It was very comforting to be able to get him the services he needed and not worry about the cost. He had to see a cardiologist and get meds. Thankfully he is better now and I am greatful that I had Embrace Insurance.
5

out of 5

POSTED: | BY: Rachel

Insurance saved my cat’s life

My cat developed a serious illness. Having health insurance meant her doctors and I could make decisions about her health without having to factor in finances. My decision was solely based on what was best for my pet. The vets were able to treat Annabelle and I’m happy to say She is alive and very happy. I’m so relieved to have pet insurance
5

out of 5

POSTED: | BY: Carlos

Excellent Pet Insurance

I have being a member of the Embrace family ever since I adopted Johnson, my terror, I mean Terrier Mix a few years ago. Embrace has been great; providing outstanding service and coverage when most needed. Johnson & I could not be happier; he told me so.
5

out of 5

POSTED: | BY: Connie

Thank You from Molly and her Mom and Dad

Thank you so much for your rapid response to the claim Molly recently had for her Ear Infection. Sadly, she is a Labrador Retriever who has been challenged with ear infections. I keep hoping like a child she will outgrow them. I have not given up. Once again, thank you for the wonderful service you provide for our fur babies.
5

out of 5

POSTED: | BY: Kathleen

Glad to have Embrace Pet Insurance

My 8-1/2 year old standard poodle was diagnosed with Mast Cell Tumor upon aspiration. Surgery to remove tumor was the next day. Hats off to Embrace for their rapid response. Both the pre-op visit with aspiration and the next day surgery were quickly processed in less than 7 days! Prior experience has always been excellent, in regard to answering my questions and claim processing. An extremely helpful group to work with.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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