Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,874

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pam

No need to worry when your kids get sick

I knew when my little girl came down with a bad UTI things would be ok. Thanks to having Embrace Insurance I know that my girl can get whatever treatment she may need. This claim was processed extremely fast. If you are thinking about get insurance for your furry children I recommend Embrace.
5

out of 5

POSTED: | BY: Basia

Embrace was amazing!

Embrace took a huge burden off my shoulders the reimbursement process was very quick no fuss no questions they just paid the huge bill associated with a broker paw
5

out of 5

POSTED: | BY: Hal

Pneumonia

Our standard poodle has had pneumonia twice in the last year. He fine now but repeated X-rays can become quite costly. There was no problem having both illnesses covered by Embrace. Quick approval and quick payment
5

out of 5

POSTED: | BY: Jackie

Best insurance ever

I had two insurance plans before Embrace and there is really no comparison. Embrace is much easier to work with. They are very helpful if you have questions and quick to respond on claims
5

out of 5

POSTED: | BY: Douglas

Glad I invested in this Insurance

Ive only had to use this insurance a couple of times but I am glad it I have it. My experience has been nothing short of great. Thank you.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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