5
out of 5
POSTED: | BY: Beth
Great company
What a great company. It’s so easy to send in claims and feel confident you can make good choices for your pets care.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tasia
I wish my medical insurance was as easy to deal with as Embrace!
Embrace is very fast on processing my claims and has made this process very easy. I recommend them to every one I know for their pets.
5
out of 5
POSTED: | BY: Teena
Fast
My girl has Lymphoma, which requires weekly treatments over months. I take a picture of the claim form and the invoice, send it to Embrace and I get paid before the next treatment. I do wish they didn’t have a top stop, tho. Scares me when dealing with an expensive disease like cancer. I chose 80% coverage and $14,000 top stop per year.
5
out of 5
POSTED: | BY: Jim
Wow you guys are great
Thank you for paying my cat’s bill, keep up the good work ,I am a happy customer.
5
out of 5
POSTED: | BY: Danny
Embrace is the Cat's Meow . . . top notch service!!
Our experience with Embrace for our fur kids, Max & Carlos, has been incredible. There are not enough great things we can say about experience with Embrace and the care for our boys over the past 3 years. I recommend Embrace Pet Insurance to anyone who has a pet or inquiring about pet insurance. Embrace is the cat's meow!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.