5
out of 5
POSTED: | BY: Barbara
I need to receive the refund from claim processed
I have tslked tp embrace and supposedly therefund is coming but it isnt here ye Thank yout
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Margot
So, so grateful!
I can’t say enough about what an amazing company this is. Dibley is almost 8 now, and literally every experience we’ve had with Embrace has been positive. The latest was his hip replacement surgery, for which he was pre-certified and totally covered—saving us literally thousands of dollars. Our out of pocket was about $1200 on a nearly $6000 bill. And the staff at Embrace are consistently kind and caring. Truly. A miracle in this day and age!
5
out of 5
POSTED: | BY: Daryl
Satisfied
Submitted a claim for wellness, claims adjuster took a while to review. Called customer service and they were able to clear the problem. Received claim funds and i am satisfied with the service.
5
out of 5
POSTED: | BY: Lindy
Best Decision For my Pups
I have had Embrace for about four years with my first dog, and I just got it for my second dog when I adopted. Every claim with my first puppy Willow has gone flawlessly. I had the first "delay" with this company regarding my new dog because they wanted her previous information because she was three, even though I had adopted her. There was a delay in processing a claim due to her getting injured, but they delay was far less than a delay with human insurance. Ultimately, she was covered. This was the first hiccup I have ever experienced, and the only reason I am not giving a 10. But during the whole delay, my emails were always answered and the company was stellar in the end. It is the best decision I could have made for my two Brown spots.
5
out of 5
POSTED: | BY: Patty
Excellent service
Excellent service. Immediate response and issued check in a timely manner. Definitely recommend Embrace pet insurance.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.