5
out of 5
POSTED: | BY: Joann
Great service
Great service, covers most of my pets needs.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Judith
Very satified
I am very happy I decided to buy Embrace Pet Insurance for my precious little Beau. I hate it when he has a problem, but I never hesitate to take him right to the doctor. I know that Embrace will settle my claim quickly.
1
out of 5
POSTED: | BY: Hanh
Claims have been crap
Your claim process have gone downhill. I've been with Embrace since day 1 of my dog who is now 4 years old. We got a new pup and also put him on Embrace's plan but you guys been giving too many issues with claims. My lasted claim, we took the pup to the vet for swollen lips and its not cover because pup went to vet for ear infection that was consider pre-existing condition. Just because lips and ears have skin, its group as a dermatological condition and you guys marking his lips as a pre-existing condition. I cannot understand how dumb that is. Maybe you guys need to edit your terms and condition section to add the word "OR".
14. Dermatological Condition means an Illness related to your Pet’s skin and is deemed to include ear infections OR skin lumps from skin irritation OR infection, such as interdigital cysts from pododermatitis, but not conjunctivitis or parasitic infestations.
5
out of 5
POSTED: | BY: Jill
Embrace is excellent!!
I have been with Embrace for (2) years with my older Great Dane (now 2 1/2 years old) but thankfully have never had to submit a claim. However....I added my new Great Dane puppy at 12 weeks old the end of November and within 3 weeks he broke his leg in two spots....got it stuck under the stair when he was running up the stairs. After my deductible was reached (in one ER visit) Embrace took over. I am so grateful that they made the process so easy and painless. I have been receiving checks for every claim submitted after the deductible was reached. Also every email I sent was answered.....every phone call was treated with courtesy and kindness.....and they keep you informed of each claim received and where it is in the process and the outcome. I would highly recommend Embrace and I am telling all my friends with pets about this wonderful company. Thank you Embrace!
Very satisfied customer.....Jill Fairbanks
5
out of 5
POSTED: | BY: Karen
Helpful under Stress!
Embrace has always been able to have a ready answer, and quick turnaround for any claims I have had over the years. Thank you!
KT
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.