Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,336

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen Rustman

I am very pleased with this company and…

I am very pleased with this company and their quick response to claims submitted. Thank you
Read more on Trustpilot
3

out of 5

POSTED: | BY: bee v

claim

why is it required to leave a review before submitting my claim?
Read more on Trustpilot
5

out of 5

POSTED: | BY: Terry Haney

Super easy to submit a claim

Super easy to submit a claim! Short and sweet!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Robert E Linville

Filing a claim was pretty straight…

UPDATE- Claim was approved im ONE DAY!!! WOW...I'm impressed! Filing a claim was pretty straight forward and smooth... Looking forward to getting our claim paid out timely...
Read more on Trustpilot
4

out of 5

POSTED: | BY: JR

I had 3 pieces to share:

I had 3 pieces to share: 1.) Embrace has been the best pet insurance company I've worked with, of 3. 2.) My dog just turned 11, and my yearly premium from age 10 MORE than double the current premium, to over $5k! Wow, that's unreal! And hence, loss of a star. I called them, though. 3.) The insurance advisor I spoke with about it all was WONDERFUL. She was fantastic, helpful, and understood my point of view. We figured out how to handle the situation together. I have another dog insured by another company, and I won't go to them again - I'll come back to Embrace.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review