Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gaye Scharingson

Always a great experience when filing a claim or any questions I might have

Always a great experience when filing a claim. My golden boy needed some blood work done, which came back perfectly fine, and then he had a dental a few days after that. Everything was handled promptly and and any questions I had were answered right away. I really appreciate how well the phone reps answered my questions and made the reimbursements so quick.
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5

out of 5

POSTED: | BY: CHARLES

20% of our pet billings is truly a…

20% of our pet billings is truly a blessing. Our pet's recovery from Addison's disease is a miracle that overjoys us daily. We love Embrace!
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5

out of 5

POSTED: | BY: Donna Cordero

Best pet insurance!

I have had Embrace Pet Insurance for two years and recently had to make use of the coverage with my sweet Fur baby. I have called in the past and the customer service is phenomenal. I recently placed a claim online and the transaction was easy and seamless and I was given an answer immediately. Within a week, a check was in the mail for my fur babies procedure. It is so important to have insurance for your pet because you never know what issues may arise and it can be costly. I highly recommend Embrace Pet Insurance for your pets protection. Donna Brooklyn,NY
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5

out of 5

POSTED: | BY: Teresa Malaby

Great Pet Insurance program for my Fur…

Great Pet Insurance program for my Fur Baby. They are fast and professional handling claims and making payment
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5

out of 5

POSTED: | BY: Janette Pierce-Perryman

Best decision i made...

Embrace was the best decision i have made as an animal owner! The process is so easy and fast!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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