Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jan Wesson

My husband and I thoroughly enjoyed…

My husband and I thoroughly enjoyed working with the great people at Embrace Pet Insurance. They were always pleasant and most helpful. They even sent us a sympathy card when we had to put our beloved dog,Jack, down. We felt like we were part of a family and we actually miss talking to the staff. We have recommended Embrace Pat to many friends and will continue to do so.
Read more on Trustpilot
5

out of 5

POSTED: | BY: CAROLYN

Have generally had great experience…

Have generally had great experience with Embrace. Customer service has been nothing short of awesome with any phone call I've placed. Thank you!!
Read more on Trustpilot
5

out of 5

POSTED: | BY: hoseshowmom

We have had Embrace pet Ins for 9 years…

We have had Embrace pet Ins for 9 years and never had a bad exp. They are a marvelous company with outstanding personal. They pay promptly, never ever do they rush you on the phone. Whenever I call, they make feel like i am their only client. This is everyone that I have ever spoken with. This last year was very rough, one of my GSDs went thru cancer and a major lameness issue. They were so patient and kind to me, bc I was terribly upset about our baby. If you are looking for pet Ins that offers wonderful service, prompt reimbursement and competitive pricing, call Embrace.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Laura B

Filing claims and getting reimbursed…

Filing claims and getting reimbursed has been easy and fast. It is comforting to know I can take good care of my dog without worrying about the cost.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Maryann Orlowski

Submitted a few claims

Submitted a few claims. Less than 48 hours later they were approved and I received a full accounting as to deductibles and what I could expect for payment. Three days later I had the checks. Easy, painless and quick. I highly recommend Embrace Pet Insurance.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review