5
out of 5
POSTED: | BY: James Voltmer
Everyone was very responsive
Everyone was very responsive. My claim was handled in one day.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: L. Savman
Amazing Speed at Paying claims!
Amazing Speed at approval and payment.
This is my second pet with an medical issue and was paid within 3 days of submitting.
1
out of 5
POSTED: | BY: Brent Parker
Avoid this company
I've had multiple claims open for months with 0 contact from this company. I would avoid at all costs and use a different pet insurance provider.
5
out of 5
POSTED: | BY: John Percuoco
WEB SITE IS EASY TO USE PROMPT AND EFFECTIVE
THIS IS A FIRST TIME SUBMITTING A CLAIM .WEBSITE IS EXTREMELY EASY TO USE AND SIMPLE TO SUBMIT CLAIMS.
5
out of 5
POSTED: | BY: Katherine
Got a smartphone? You don’t need anything else except your invoice
Submitting a claim was so easy. I have been intimidated by what I thought I was going to have to do. I actually did it all on my phone!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.