Embrace | Pet Insurance Review

I wish I knew about their practices of turning down pre-existing conditions. I had a policy with Embrace for two years and they use the pre-existing conditions. USAA members stay away from them, They are a horrible company.

Embrace pet insurance was SO worth it. The price to payout ratio was incredible. Our cat, who we adopted at 14 years old in perfect health, developed a severe oral disease that caused ulceration and lesions to develop on her tongue. I had gotten pet insurance for $34/month just as a precaution since we developed a senior cat. I am SO thankful now that we got Embrace. After our first year we added wellness rewards and paid $82 a month. Ultimately after over a year of fighting, our cat gave up and had to be put down. Embrace covered her euthanasia, cremation, and keepsakes 100%. Embrace is a wonderful pet insurance company.

I’ve had a policy with embrace for over 8 years and now it’s almost $4000 a year. They up it 30% every year as soon as your pet has the slightest issue. They play on the “pre-existing conditions” to trap people as dogs get older. Please go elsewhere, the customer service are lovely but very unaware of the company they work for.

Very prompt response to claim. Very thorough explanation of benefits. Please with my interactions with Embrace. Easy company to deal with.

I recently signed up, all went super smooth. Unfortunately, my dog passed after 3 days. They cancel the policy and return the money in one day, and even wrote me a super thoughtful note. Great experience.