Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Timothy Swavely

This is the first pet insurance company…

This is the first pet insurance company we have used and it has been an excellent experience! I recommend Embrace to all my pet parent friends!
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4

out of 5

POSTED: | BY: Kris Aguilar

Call wait time

Will rate excellent once they implement a call back feature so I don’t have to wait on hold for 30 minutes.
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5

out of 5

POSTED: | BY: A. K.

We can’t thank Embrace enough for their…

We can’t thank Embrace enough for their support now and in previous years. They are absolutely fantastic and we are forever grateful! Knowing that we can walk into the vets office, that we don’t have to make a decision based on finances, is a big relief. Thank you, Embrace!
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5

out of 5

POSTED: | BY: Scott

They are very helpful with the process…

They are very helpful with the process of claims filing and helping with our dog Doll
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5

out of 5

POSTED: | BY: Jeremiah Hobbs

Embrace Paid out each claim I have had…

Embrace Paid out each claim I have had with no questions. Exactly what I am looking for in an insurance company.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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