Embrace | Pet Insurance Review

I’m very impressed with the service and them honoring my policy and what my dog needed desperately without hassle and understanding to get it down quickly. I’ve honestly heard really bad things about pet insurance and embrace has changed my mind. I’d recommend it to any new pet owner. They offer various plans to suit your needs.

The claim process is super easy and easy to follow each step and upload documents. It explains what is needed at each step and doesn't require a lot of documentation, just the invoice.

Easy and clear directions

We’ve used embrace for over 5 years now and they are great. We foster Gail many dogs so we usually end up using them more than once a year and at vets in ca costing more than $100 just on a visit nevermind if you have to get something done sometimes that one visit pays for entire year of policy. We have the 90% back policy and with the direct deposit it’s great on turn around time for payment back to you.

I adopted a cat, Toast, through the local shelter and was able to provide a full health history for the Toast. Of the 3 time in a year and a half I took my cat to the vet, once for an ear infection, once for a check up, and once because of sudden and large nosebleed. I have been denied coverage, made to wait hours for answers, and told that these are preexisting conditions of Toast. What's the point of paying for insurance or having 8k over available funds if I can't use them when my cat needs them. He is literally waiting on a blood transfusion and insurance won't cover what it says in my policy it should. I am livid. I may lose my cat with available funds in my insurance watches. This is the most backwards ass company with no heart. Don't use.