1
out of 5
POSTED: | BY: Gregory T
It's awful
It's awful. Waste of money. Complete scam.
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4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
5
out of 5
POSTED: | BY: Brenda
Embrace - my pet insurance company of choice
I have had coverage with Embrace for 3+ years and on two different dogs. First, one was a senior dog, 12 years old, when the policy was opened. Many companies will not cover dogs that age. Second, any and all claims have been reviewed and paid quickly. I actually switched to Embrace from a company I had coverage with for more than 15 years. Today we brought home a year old Yorkie mix - one of the first things I did was acquired pet insurance with Embrace!
1
out of 5
POSTED: | BY: Ben N
Scammy company with arbitrary prices…
Scammy company with arbitrary prices that they change on a whim without any proper reasoning besides them deciding to. Even for an insurance company they're particularly bad
5
out of 5
POSTED: | BY: Tami Bone
One of the best decisions I've ever made . . .
At the recommendation of a vet tech at Houston's Gulf Coast Veterinary Services, I've had Embrace Pet Insurance for almost 3 years for my two beloved Maine Coon cats. It has been one of the best decisions I've ever made. Not only have they covered one of my cat's ongoing issues, their customer service is excellent, and the app and website are so easy to use. I am very thankful for this outstanding pet insurance company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.