5
out of 5
POSTED: | BY: Jose Acosta
Peace of mind
Amy was very helpful and knowledgeable about the product.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,859
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: José
Worst pet insurance
Please don’t bay this insurance, you just wasting your money,, the make all excuse,, don’t bay this insurance
5
out of 5
POSTED: | BY: Jacqueline
This insurance is great
This insurance is great. The claims process is easy and the response time from the claims department is very quick- great turn around time.
1
out of 5
POSTED: | BY: Andrew Hoffmann
Here is the dark and ugly truth
Here is the dark and ugly truth. They do not do medical history reviews until AFTER you file a claim. I went over three years paying this absurd company thinking I was covered to find out they ruled my dogs condition as preexisting. Absolutely criminal, unethical and immoral. They will do whatever they can to ensure they do not pay you. They have stolen from me for 3 years and I’ve paid 8k in surgeries they are responsible for. For military members, USAA is partnered with them and they are currently looking to drop them because of my experience alone. Google search reviews and you will see I’m not the only one to experience this.
5
out of 5
POSTED: | BY: Morgan
Embrace has always been helpful
Embrace has always been helpful, efficient, timely and kind.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.