Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,325

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shannon Russell

I have had great experiences with this…

I have had great experiences with this pet insurance. The response time is amazing. I recommend this pet insurance to all of my friends and family that own pets!
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1

out of 5

POSTED: | BY: Jasmine Medellin

Beware

Through the process of registration and Payment there was no indication of there being a Pre exam u til a few days later when I got an email. I’ve been paying for the insurance for more than 3 months. Was never able to use it, policy was never started. When I canceled the only have me 5% of my money back. Even though it states otherwise on their website online.
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5

out of 5

POSTED: | BY: William Knox

Do yourself a favor get this for your pet…

My beloved pet Gracey suddenly became Sick and was diagnosed with kidney failure, I was able to get her all the treatment possible before we found out it was to late. I will always be comforted by the fact that Gracey received all the medical care possible. everything medically possible was done and Embrace paid my submitted claims in no more than 3 days. Do yourself a favor and get this insurance.
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5

out of 5

POSTED: | BY: trompe loeil

Everything seems to be very organized…

Everything seems to be very organized and everyone that I have spoken to has been very kind and helpful. Hopefully my puppers will remain healthy so I don’t have to go into it deeper than I have already
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5

out of 5

POSTED: | BY: Jody H

I was beyond pleased when I received…

I was beyond pleased when I received the 2 checks for Frodos emergency visits to the vet for foxtails. I spend more money on junk food than it costs me for the ease of my mind about outrageous veterinary charges. Thank you for how fast I was paid.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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