Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,859

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Corey Cullum

Absolutely amazing

Absolutely amazing! I signed up for Embrace when my pup was 1 year old. He is almost 4 now, and was recently paralyzed from IVDD. Because of Embrace we were able to afford his care and treatment and this traumatic event was made easier (at least financially). Even more amazing is the fact that I submitted 2 claims in 2 weeks and both were paid within 2 days and I received our reimbursement within days. I never thought it would be that easy. Thank you Embrace! Anyone questioning whether to get pet insurance just do it! It's been more than worth it for us.
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5

out of 5

POSTED: | BY: Valerie Bateman

The portal is a seamless and easy…

The portal is a seamless and easy experience. I can't imagine a better claim submission process.
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1

out of 5

POSTED: | BY: xu qian

I enter everything

I enter everything, and finally, it says failed???
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5

out of 5

POSTED: | BY: Todd G

Embrace has been as good as pet…

Embrace has been as good as pet insurance can be.
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5

out of 5

POSTED: | BY: K. KING

Such An Easy Process

Embrace makes the claim process so easy, which I appreciate. Payments are pretty fast, also.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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