Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,997

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Samantha Bell

At first my coverage was great and…

At first my coverage was great and affordable. However, I moved and my premium went up $60. Someone was supposed to call me to go over this change but no one did. Now my policy is up for renewal and it’s more than doubling my original premium price from last year. I also just got an email that it’s planning to go up another 11.84%. When I called to talk to someone they said I could get worse coverage if I wanted a better price. When I signed up, it said that the annual price would go up 25-30% per year but this has been an over 50% increase and I can’t get a manager on the phone to go over it.
Read more on Trustpilot
5

out of 5

POSTED: | BY: David Smith

Good Service

Always prompt reimbursement. Agents always friendly and knowledgeable. We are extremely satisfied.
Read more on Trustpilot
2

out of 5

POSTED: | BY: Chuck Higginbotham

To not pay a claim because more than 60…

To not pay a claim because more than 60 days have passed is nothing more than refusing your obligation. I have many contracts and can not know all the fine print excuses you have for cheating your customers out of legitimate reimbursements. I will not use or recommend this company in the future.
Read more on Trustpilot
5

out of 5

POSTED: | BY: B Bennett

Thankful!

Thankful to have a insurance company I can rely on for coverage for my pets. Customer service has been amazing, and any claims that I have files have been processed it a very timely manner.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Ronald McKamy

The company was easy to work with and…

The company was easy to work with and quick with our claims.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review