5
out of 5
POSTED: | BY: Frances Leshnock
Employees always very professional.
Employees always very professional.
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4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lee Wilson
Your service was fast and advertised
Your service was fast and advertised. I received two direct deposits in my bank about two days from filing. Thanks for all your help and my puppy, Jock, is doing very well.
5
out of 5
POSTED: | BY: Kathy
I have had embrace for 2 years….I…
I have had embrace for 2 years….I recently got another puppy and couldn’t be more satisfied!!! I really appreciate their communication with me and my vet. I highly recommend this by pet insurance.
5
out of 5
POSTED: | BY: Michael Runyon
Great Service
I had a claim that had to be reprocessed due to it being processed as illness but should have been wellness. I contacted claims and explained that their wellness visit had been divided into two visits due to cost. I have two female toy poodles and it can be costly, They understood and reprocessed the claims promptly.
1
out of 5
POSTED: | BY: Jose
Terrible service
Terrible service, I had to pay 3K for my dog's surgery.
0% of coverage, worst decision ever, I prefer not to have pet insurance no more, no worthy.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.