Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,322

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa

Highly recommend

Very nice customer service reps and love that everything can be done online. Also love that as a USAA member I get a discount.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Sherry Skumanick

We had a great experience with Embrace

We had a great experience with Embrace. My dog was seen at an emergency clinic after a dog fight and we were reimbursed before the staples were even removed. Thanks Embrace for being prompt!!
Read more on Trustpilot
2

out of 5

POSTED: | BY: hairgrl

We’ve had embrace for 2 + years and…

We’ve had embrace for 2 + years and really the only thing they are quick on reimbursement is the wellness that you are actually paying anyway. The rest of any claims is so prolonged and they lag and don’t follow through with Vets as promised. I have 3 dogs with them and I’m pretty much ready to go somewhere else!!!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Paige K

Sick dog, can rely on Embrace

My dog ended up very physically sick & lethargic - very unlike him for a dog with endless energy who hasn't been sick the entire 2 years of his life. I had to find an emergency vet that was open & could fit him in on a Sunday. After a hefty vet bill, I was able to easily submit the bill to Embrace, was communicated with directly by an Embrace employee & everything went smoothly & quickly. Embrace has been there for us & we're so grateful!
Read more on Trustpilot
5

out of 5

POSTED: | BY: Marc

Excellent coverage claim process and…

Excellent coverage claim process and customer service.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review