Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,859

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Derek Johnson

Easy and necessary insurance.

The claim process is simple, short and easy. And if problems do happen there are people who are readily available to help solve it. I have had them for several years and I never have trouble with them. Great customer service.
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5

out of 5

POSTED: | BY: Mary Frost

My 7 year old dog had two major…

My 7 year old dog had two major surgeries this year. They covered them and reumbursememt was quick! Hihhly recommended.
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1

out of 5

POSTED: | BY: James M. Pinkston Jr.

Embrace is the worst insurance for your pets

Embrace is the worst insurance for your love one's/pets. They will try to nickel and dime you in every way possible and the call it "Pre-existing conditions", even in your pets final hours!!! DO NOT USE EMBRACE PET INSURANCE unless you like to be screwed over. The only way Embrace Pet Insurance would be a good policy, you would have to get the policy started before your pet is BORN!!! The only way I could post this review, I had to give them at least a 1 star..... in reality they are a negative 5 stars (-5) stars.
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5

out of 5

POSTED: | BY: Laura Whittaker-Rawlinson

Easy to submit claim

Easy to submit claim! Waiting on their feedback.
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5

out of 5

POSTED: | BY: Verna

I just recently got Embrace and had to…

I just recently got Embrace and had to use them more than I expected but the experience and the service you get from them is exceptional. I would recommend them to everyone.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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