Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,744

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen Maria

Most fantastic pet insurance company

Most fantastic pet insurance company. They are caring, easy to deal with, and pay promptly. I cannot say enough good things!
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5

out of 5

POSTED: | BY: Karen Turner

Very responsive and when contacted…

Very responsive and when contacted about questions they were thorough.
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5

out of 5

POSTED: | BY: Katherine

Embrace was very timely

Embrace was very timely. It was great to know they are there for families that treasure their pets.
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5

out of 5

POSTED: | BY: Lauren

Very helpful, easy to use

I have had nothing but a good experience, they are helpful fast, when they have all the info they need.
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5

out of 5

POSTED: | BY: Julia Arnett Saulmon

Embrace always responds quickly to…

Embrace always responds quickly to submitted claims and reimbursement can be direct deposited for easy access. The monthly payments for the insurance is a good price for the coverage that I chose. After paying thousands of dollars for medical care for several of my previous dogs, I will no longer go without insuring my future dogs with Embrace
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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