Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,318

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dar C

Excellent Customer Service

Excellent Customer Service - listened- reviewed my file and made recommendations to help me through the claim process- HIGHLY recommend-
Read more on Trustpilot
1

out of 5

POSTED: | BY: Francine Filippone

150% Raise in Premium

I think it’s unethical for an insurance company to raise your rate 150%, in one year, after insuring your pets with them for over 7 years and never filing a claim
Read more on Trustpilot
5

out of 5

POSTED: | BY: Larry Cole

Chocolate poisoning

Our 35 lb rescue dog that we have had for 8 mos. helped himself to a 20 oz bag of dark chocolate chips. He ate the whole thing.Our vet directed us to poison control, and then to a vet hospital. The diagnosis was “chocolate poisoning”. Jazz spent a day and night in the ER. filled with charcoal and drugs to stop his heart from racing, and now is as good as new. Filing the claim with Embrace was easy using their app and we were reimbursed within a couple of weeks. The Embrace people have a sense of humor and were supportive through the whole process. Highly recommend. This is the first time we have had pet insurance and it paid off. After having used it we have a little more peace of mind.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Diana Maberry

I have been very happy with Embtace

I have been very happy with Embtace. My dog has had many health issues snd surgery. They have paid promptly.
Read more on Trustpilot
1

out of 5

POSTED: | BY: James Michailides

I've been paying for over a year for nothing.

I've been paying for over a year and 1⁄2 and nothing's covered. It the first time I've ever tried pet insurance Every time I ask for coverage it wasn't covered with all the hoops and paper work paperwork needed that was filed There would always be an excuse. The breed I have is a In the high risk category That's why I purchased insurance to make sure that the dog would stay healthy. My vet told me it a waste of money on my last visit. That why they have big yachts. I wasted over $1,000 on nothing because it didn't cover nothing.
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review