5
out of 5
POSTED: | BY: Shelly Fagundes
It's so easy to submit claims online…
It's so easy to submit claims online from my account.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,859
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
5
out of 5
POSTED: | BY: Jimle Nguyen
I have two dogs and a hairless cat
I have two dogs and a hairless cat. All insured through embrace and it’s honestly easy and I love it !!
5
out of 5
POSTED: | BY: Cheryl Dickerson
Embrace processed my claims efficiently…
Embrace processed my claims efficiently and quickly. The communication was great and there were no unanticipated hoops to jump thru. I appreciated their quick response.
2
out of 5
POSTED: | BY: Joseph Dowd
Continued denial of my Chihuahua's claim
Over the course of a year my Chihuahua has had an eye problem. After several visits and treatments by the Vet and my vet stating in writing that he did not have KCS Keratoconjunctivitis. Embrace Pet insurance keeps denying my claim. I have been with Embrace for 3 years now and just today took my little guy to a specialist and was diagnosed with Third Eyelid Gland Prolapse. If they deny this claim that's it
I will be done with them. They try to tag everything as pre-existing.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.