Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeff

Darcy was/is very knowledgeable about…

Darcy was/is very knowledgeable about the insurance and the plans available. She was helpful as she personally has Embrace for her pets so she had relatable experiences.
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5

out of 5

POSTED: | BY: Gail Gomes

Your insurance is awesome

Your insurance is awesome. It really gives me peace of mind having it. I just turned in a claim and received the check less than 10 days. I recommend a friend for your insurance and she did get it. Thank you
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5

out of 5

POSTED: | BY: Christy Deutschle

Quick and easy!

We just had our first claim and it was so easy and quick. It was approved in a day and got the check a few days later.
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1

out of 5

POSTED: | BY: mary guimond

unacceptable customer service

one claim reimbursement check did not clear the bank and caused a returned check fee of $7.00 which they refused to reimburse me another claim was $47.00 and i have been waiting 2 months and still not received customer service has really gone down hill over the past year i ended up cancelling my policy
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5

out of 5

POSTED: | BY: Cherry Castaneda

Your in good hands with pet embrace…

Your in good hands with pet embrace they USAA they pay claims fast within 24-48 hours it gets directly deposited to my checking account and so much more reliable. I am so satisfied and happy I switch to this pet insurance for my 2 cats, Tabby and Opal.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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