Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Candi S.

Eased my additional stress

During a stressful time, Embrace took some of the stress and worry off my shoulders. Being able to submit a claim via the app made it easier and quicker to process the claim. The decision was made quick but thoroughly reviewed and well explained. Truly a great company.
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5

out of 5

POSTED: | BY: Robin Gibbs

Minx

Easy to complete form and uploading documents.
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5

out of 5

POSTED: | BY: Johnny Khek

I highly recommend Embrace for anybody…

I highly recommend Embrace for anybody looking for high quality insurance and support for their pets. What I love the most about embrace is the ease of submitting claims, and the turn around time to get a reply back is rather quick. The customer service is also great, you can easily contact them and the reps seem very happy to assist you, I feel many of them are pet owners if I had to guess. They seem to share a common love for our pets as if they were their own. Definitely happy I went with embrace, and feel I am in good hands. Thank you and keep up the good work!
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1

out of 5

POSTED: | BY: customer

Beware

This company don’t ask for pet records until your first claim so if you paid for months and then file a claim they will decline it because of pre existing conditions
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5

out of 5

POSTED: | BY: Roger Chase

The website is very organized and…

The website is very organized and convenient.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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