5
out of 5
POSTED: | BY: Dina Spruiell
Easy to use
Easy to use, and it had great directions
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,739
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sandee Lauer
Embrace took great care of my family…
Embrace took great care of my family and pet. Claims were very easy and staff was great to work with.
Thank you for everything!
5
out of 5
POSTED: | BY: Onnalee Ricci
The follow up answered all my…
The follow up answered all my questions. I am pleased with the coverage I selected for my puppies.
5
out of 5
POSTED: | BY: Carla Graubard
Fast easy claims process
Fast easy claims process. Invoices processed quickly and speedy reimbursement.
5
out of 5
POSTED: | BY: Tiffany Windish
THE Best Pet Health Insurance
I have been an Embrace customer for 7 years, through 2 dogs, and have made thousands of dollars' worth of claims (my first dog covered was an aging Lab whose health deteriorated rapidly--and expensively--in the final year of her life.) Through it all, Embrace has always provided impeccable, flexible, caring and compassionate service. And the website and claim submission system are super easy to use.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.