Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kenneth

The employees and expediency of how…

The employees and expediency of how they handled my claim exceeded their own standard. Employees were quick to respond to my questions, kept me informed of the status of my claim and were fast in reimbursing me for my expenses. Thank you! I’m glad I’m covered by your company.
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5

out of 5

POSTED: | BY: Donna Harper

Embrace Pet Insurance

Embrace Pet Insurance, through USAA partnership, has been great. It is very easy to upload any bills, and response time for coverage is fast. I have had Embrace for 2 years now and I find their coverage is, so far, what they promise. I definitely recommend this company.
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5

out of 5

POSTED: | BY: DonSJ

Easy to navigate your Website for claims

Easy to navigate your Website for claims
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5

out of 5

POSTED: | BY: linda coppola

Always quick to respond.

Always quick to respond.
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5

out of 5

POSTED: | BY: Wayne

Great Experience

I have always had a good experience with using the embrace website
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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