Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,857

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Erik Quinteros

Overall great company

Customer service is phenomenal. However the company desperately needs to update the app. Being that I have a special needs dog I use it pretty frequently and I am constantly having issues with the app glitching not getting passed certain pages and claims not submitting properly because of it.
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5

out of 5

POSTED: | BY: Nick

Very easy and steamlined

Very easy and steamlined
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1

out of 5

POSTED: | BY: Helmut Reiterer

THEY ARE SCAM

Make everything excuse and every little excuse in order not to pay you.. just because they're speak nicely doesn't mean what they are telling you is B.S. EMBRACE IS SCAM like every other insurance company. DO NOT TRUST THEM.
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5

out of 5

POSTED: | BY: Cherry Castaneda

Pet embrace through USAA

I had pet embrace through USAA. Your in good hands with pet embrace they paid my claims fast within 24-48 hours it gets directly deposited to my checking account and reliable. I am so satisfied and happy I switch to this pet insurance for my 2 cats, Tabby and Opal.
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5

out of 5

POSTED: | BY: Karen Mead

Embrace has always been amazing with…

Embrace has always been amazing with quick easy claims process and excellent customer service.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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