5
out of 5
POSTED: | BY: Diane Brijlal
It’s my first time
It’s my first time, but I am enjoying it
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,744
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mrs. K
Outstanding service
Outstanding service! Fast and efficient claim submittal. Quick reimbursement.
5
out of 5
POSTED: | BY: Anastasiya Viarouka
I am not sure what I would do without…
I am not sure what I would do without this insurance for my little mixed frenchie! They are the best!
5
out of 5
POSTED: | BY: Nicole Allard
This was my first claim
This was my first claim, and I was dreading it - and putting it off. But, the process was so easy. It took less than ten minutes, and all of the follow up with the vet was coordinated by Embrace. It was filed, reviewed, and paid within a week! I will definitely be recommending Embrace to other pet owners.
3
out of 5
POSTED: | BY: Delores Nieboer
I am happy with Embrace!
I am happy with Embrace though these would be fair changes to see in future.
Faster turn around for reimbursement.
Direct payment of promised coverage from Embrace to Vet on the day of appointment would be the best case scenario. Sometimes for surgery, x ray , etc it’s too costly up front for pet owners.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.