5
out of 5
POSTED: | BY: Richie Bill
Excellent customer service
Excellent customer service, very knowledgeable and friendly. Well worth the money.
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4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Larkka
Embrace Made All the Difference
I’ve been with Embrace since 2019. Up until this experience, I had never used my plan. I feel like it is important to mention because, at one point last year, I questioned why I would continue to insure my 13-year-old dog.
This year, it became clear. Embrace went above and beyond in ways I cannot explain. For several weeks, I thought I would not be able to afford a critical surgery for my dog. Embrace, and their employees, made it happen.
It may have taken several years, but I’ll never forget what Embrace did for me. They did not behave like an insurance company. Instead, they treated me as a stressed out pet owner who needed a little extra help and understanding.
Embrace enabled me to afford a surgery for my 13-year-old dog that otherwise I couldn’t logically spend on him.
I believe they gave me a little more time with him. And that, is worth so much more than I can possibly describe… as I’m sure anyone reading this will understand.
5
out of 5
POSTED: | BY: Gretchen Cheney
This was a simple well done explanation…
This was a simple well done explanation and execution for a claim I submitted. Questions were answered quickly and due to my choice of how I processed my dogs claim the check took a bit longer but I was kept abreast of the processing all along.
2
out of 5
POSTED: | BY: Keshia Swan
Expensive and discriminatory to healthy aging pets
Expensive and overpriced for slow and inconsistent service. In a single year with no claims, my dog's premium jumped nearly $100 a month. When I asked why, the response was because he is getting older-- as if aging backwards is an alternative.
5
out of 5
POSTED: | BY: Lori Gay
Easy and professional
Customer service has always been exceptional. Using the website is one of the easiest I have ever encountered.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.