5
out of 5
POSTED: | BY: M Johnson
Quick response and payment on my claims.
Quick response and payment on my claims.
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4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Barbara
Claim process was easy
Claim process was easy, accurate and fast. On the last claim, the vet's office sent everything in and we got a check! Didn't do anything at all. Very pleased!
5
out of 5
POSTED: | BY: Gina Bird
Easy-Peasy piece of mind. At first I was overwhelmed because I…
At first I was overwhelmed because I was expected to submit my claim with the app on my phone. I took a deep breath and told myself "It can't be that difficult!" Sure enough, it wasn't hard at all! I've submitted a few claims in the 2 years that I've been a member. The response has always been super fast and easy to understand, unlike most insurance companies.
5
out of 5
POSTED: | BY: CL
Fast Reimbursement
My dog went for a surgery and I got my claim approved in 2 days and received the refund check within a week.
5
out of 5
POSTED: | BY: Alexis Anthony
Thank goodness for pet insurance!
I have submitted a handful of claims at this time and the response time has been incredible. I am so thankful that I decided to get pet insurance for my two cats and dog. My cat has been diagnosed with Addison’s disease and my dog just had a foreign body removed and I would be very hard up right now if I did not have this insurance. The claims process is easy and straight forward and the response time is very quick!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.