Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,744

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Princess

Embrace pet insurance affordable and is…

Embrace pet insurance affordable and is the best for my pet and the reimbursements are fast . I would highly recommend them for your pet needs .
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5

out of 5

POSTED: | BY: Devon

Well constructed input screens

Well constructed input screens, helpful prompts and sufficient opportunity to review before submitting.
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5

out of 5

POSTED: | BY: Melissa McNeil

This insurance is so easy to use

This insurance is so easy to use! File your claim online and wait a fair amount of time for your answers.
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5

out of 5

POSTED: | BY: Jazmin Gibbons

I’ve had pet insurance in the past and…

I’ve had pet insurance in the past and the claims part is such a pain, but this time, it was easy and got my check refund in a few days. Would highly recommend.
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5

out of 5

POSTED: | BY: lavenia hughto

Very easy to fill out claim

Very easy to fill out claim. I can review more after claim is reviewed and paid…
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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