Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,889

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tessa Miller

Loving having Embrace Pet insurance for…

Loving having Embrace Pet insurance for my Pomeranian. Only had to use it once so far and they were awesome. It’s nice to have a peace of mind knowing they will be there for us if an emergency happens for my fur baby.
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5

out of 5

POSTED: | BY: TA

I was impressed with how quickly…

I was impressed with how quickly Embrace handled my claims as well as by the email I received offering condolences and providing an update on my account status once it was closed, which I did not expect. The only thing Embrace could improve would be to offer direct deposit for claim payments instead of payment by check. Thanks.
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5

out of 5

POSTED: | BY: Tory Worobetz

The claim filing process is streamlined…

The claim filing process is streamlined and very simple to complete. Also they have great customer service who is available to discuss filed claims in detail to sort out any problems with reimbursement confusion.
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4

out of 5

POSTED: | BY: David Sahm

This is our first claim experience so…

This is our first claim experience so the process so far is easy. We will let you know when it is completed.
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5

out of 5

POSTED: | BY: Brian Forn

Great piece of mind that helps me take…

Great piece of mind that helps me take care of my fur babies.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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