Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marty Glabin

Best Pet Insurance

We have two dogs that have both been insured with Embrace for over 10 years. One of our dogs has had multiple surgeries and other health problems and having insurance through embrace has made our lives so much easier. Not only do we not have to worry about getting reimbursed for covered expenses, but the claim submission process also couldn't be more straightforward. At this point, I would always get Embrace insurance for any of my furry kids!
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5

out of 5

POSTED: | BY: Georgienna Roland

The website was app friendly.

The website was app friendly. It also walked you through every step.
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5

out of 5

POSTED: | BY: Ron C

Great Service

The application for expense reimbursement was relatively easy to complete and the reimbursement amount was as expected and fast in coming.
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5

out of 5

POSTED: | BY: Liz Swartz

I received the check today and I am…

I received the check today and I am very pleased with your service, thank you, Liz swartz
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5

out of 5

POSTED: | BY: Connie Albano

My kitty Phoebe!

The day my Phoebe came home with me, I got Embrace Pet Insurance. I am so thankful I did. Claims are super easy to send in and payment is very fast. Fee is reimbursed by direct deposit!!! Thanks!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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