5
out of 5
POSTED: | BY: mdipaula1
It's so easy.
It's so easy.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Steven
I have had a multi-pet policy for three…
I have had a multi-pet policy for three years. Actually, I pretty much forgot about it. Then with a sudden onset illness, my two year old kitten (now cat) became violently ill requiring emergency hospitalization and care. Happy to say, Eddy is fully recovered and doing great. An expense burden was eased by the easy claim process and reimbursement. Thank you, Embrace.
5
out of 5
POSTED: | BY: Paula McGrath
When it was time to submit a claim
When it was time to submit a claim, I contacted Embrace and was guided on the process. I spoke with Christine who was empathetic and answered all my questions. She made sure that all my needs were addressed. I was impressed with the ease of submitting a claim.
5
out of 5
POSTED: | BY: John White
Embrace Pet Insurance
Embrace appears to be excellent pet policy.
5
out of 5
POSTED: | BY: Charles Huddleston
Website is extremely user friendly for…
Website is extremely user friendly for submitting claims.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.