4
out of 5
POSTED: | BY: Robert J Kachkoff
Submit the forms easy to use
Was very easy to submit. Hope to receive the reimbursement soon
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,979
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: J Padykula
Flexible, reasonable, and works.
We are very satisfied with Embrace. Customer service has always been friendly and helpful, but the real test of an insurance company is if they pay and Embrace has been exceptional. We chose a high deductible plan (just for serious issues) to keep costs down. Other plans I researched weren’t as flexible and cost more. Cancer turned up in one of our cats which involved two surgeries so far. Embrace kicked in after we reached the deductible and we received the checks promptly. Initially it took awhile for Embrace to get the initial (pre-existing conditions) paperwork from our vet, but since then we submit the invoices online without issue. I will always get basic pet insurance for all our adopted cats from now on, and Embrace is my first choice. Highly recommended.
5
out of 5
POSTED: | BY: N Garrett
My cat has been sick
My cat has been sick, we’ve been to the vet and specialist, had numerous tests done. It would have costs us thousands of dollars but Embrace has refunded us most of it in a matter of days after submitting the invoices. My cat is only 2 years old. I never thought he would need expensive testing so young I’m so grateful to have Embrace pet insurance.
5
out of 5
POSTED: | BY: MSevilla
Simple and easy to file claim and…
Simple and easy to file claim and receive reimbursement
5
out of 5
POSTED: | BY: Glenys Chaput
Submission of claims were easy!
The submission of our claims was easy, and the fast response was very much appreciated.
I would definitely recommend Embrace to anyone.
Warmly,
Glenys Chaput
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.