5
out of 5
POSTED: | BY: Jean Snell
Claims were processed timely
Claims were processed timely
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,889
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Yaroslav Aristeiguieta
It is very easy to file a claim through…
It is very easy to file a claim through their app and get messages about how your claim is progressing.
5
out of 5
POSTED: | BY: Christy LaGrandeur
Embrace Pet Insurance is Terrific!
Embrace is a terrific pet insurance provider! The claim process is simple, their response time is quick, and they have been awesome in granting the claims. Highly recommend Embrace Pet Insurance.
5
out of 5
5
out of 5
POSTED: | BY: Renee Doubrovsky
Embrace is so easy to use for claims
Embrace is so easy to use for claims. I had surgery for my cat and the check was here within two weeks of surgery. I had to call them once on the phone another time and they were great. The website is easy to use and it is good value for the money. Highly recommend
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.