Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Marie Trevino

Don't be Scamed

Don't be Scamed ! Buyer Beware, they will give you the run around for months and never pay your claim! Bad Business , Do not trust this company! You better off saving the payment in a separate account for your fur babies issues.
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5

out of 5

POSTED: | BY: TImothy M

Fast…

Filed a claim for an ER visit and within a week, the claim was approved. A week later payment sent. Best experience ever.
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5

out of 5

POSTED: | BY: Jim Doyle

Quick and easy submission

Quick and easy submission
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5

out of 5

POSTED: | BY: Graham

Excellent initial experience at sign up

This review is on the basis of initial sign up. No claims at this point. I found the sign up process easy and well explained. Called Embrace twice to clarify policy conditions before signing up and both times the person I spoke to was very helpful and well informed. And there was no sales pressure to start the policy
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5

out of 5

POSTED: | BY: Matt Mitchell

They are great

They are great, I have been with them for over a year. I honestly thought pet insurance was a scam before Embrace and the peace of mind alone is worth the money.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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