Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,319

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Bill

Company absolutely is horrible to deal…

Company absolutely is horrible to deal with. It took me months to get contact to submit claim. Worst pet insurance company I have ever dealt with!!!!!! Plus, they have consistently raised rates by double digit percentage points yearly though having never previously filed a claim.
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5

out of 5

POSTED: | BY: brandi cruz

Thanks good service

Easy to upload claims
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5

out of 5

POSTED: | BY: Debra Adkins-Johnson

Very fast claim processing

Very fast claim processing. Great communication.
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5

out of 5

POSTED: | BY: Marilyn

Embrace has a user friendly website

Embrace has a user friendly website, prompt email responses, and kind customer service representatives.
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5

out of 5

POSTED: | BY: Valerie Ralph

My fur baby is going in for a minor…

My fur baby is going in for a minor lasik procedure so after this is done and I submit my claims will rate However, since I have been insured with Embrace for a year and speaking to and asking questions to their Representatives who are knowledgeable and so helpful I am a happy Fur Parent! Thank you Embrace keep up the good work!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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