Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kerry Moore

Very happy with the paw protect…

Very happy with the paw protect insurance through embrace. It's fantastic to know that you have an option with their paytient payment so that you don't have to spend your money up front nor do you have to wait for reimbursement.
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5

out of 5

POSTED: | BY: H.W.

Fast and thorough

Fast and thorough. No surprises. We are getting a new dog soon and will be getting a policy for her as soon as she arrives.
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1

out of 5

POSTED: | BY: steve

denied claim

My family adopted 3 pets and bought their insurance plan, at the recommendation of my insurance company. Now the adjusters keep denying my sons dogs current claim and any future claims - called to talk to a supervisor and they were all out , doubt they will even call me back on monday what a disappointing company and will definitely be contacting my insurance company telling them about their service and recommend them not to send people their way
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1

out of 5

POSTED: | BY: Taylor Weidenbach

Horrible website speed

Horrible website speed
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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