Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,890

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Leah

I’m new to this so hoping the…

I’m new to this so hoping the experience will be great and that we will be reimbursed for our visits , exams and prescriptions and bloodwork
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5

out of 5

POSTED: | BY: Matt Pack

Knowledgeable great customer service…

Knowledgeable great customer service experience!
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5

out of 5

POSTED: | BY: dwaggylady

Embrace is the best dog insurance…

Embrace is the best dog insurance anyone can purchase. They always pay claims fast, never a hassle. We have had Embrace since our pup was 7 months old, now he is 14. As with any dog, accidents or cancer happens. It did for us and all our claims went smoothly. I highly recommend Embrace Pet Insurance.
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5

out of 5

POSTED: | BY: Joyce Pulizzano

Very easy to submit claims

Very easy to submit claims, quick responses. Extremely satisfied!
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5

out of 5

POSTED: | BY: Renate Gase

I love Embrace

I love Embrace - they have great pet policies and are super easy to work with! Claims are a breeze and quickly processed.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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