5
out of 5
POSTED: | BY: Herb Taylor
Easy to submit bills
Easy to submit bills, always timely reimbursement!
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4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Denise Jackson
Expensive TPLO surgery
So thankful I purchased this insurance for my beautiful pittbull. He tore his ccl and the consult and surgery was close to $5000.
Embrace was always there to answer my questions and reimbursed me very quickly.
Thanks to a wonderful and helpful staff🙌🏼🙌🏼🥰
4
out of 5
POSTED: | BY: Carol Pirman Ball
Affordable
Affordable, lots of coverage options, and timely with reimbursement.
5
out of 5
POSTED: | BY: Melissa
Embrace has made my life much easier…
Embrace has made my life much easier and taken away some of the worry about unexpected costs with my two cats. It’s easy to submit a claim and the claims are promptly processed, along with a clear explanation.
5
out of 5
POSTED: | BY: Abigail Shoquist
Would highly recommend
The pricing is fair, the claims proces is sooooo easy, and customer service is friendly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.