5
out of 5
POSTED: | BY: KRISTINE MALONE
Best pet insurance around!!!
Best pet insurance around!!!
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,763
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ray
Great experience and easy to manipulate…
Great experience and easy to manipulate the website to complete my claim.
2
out of 5
POSTED: | BY: T Pow
Salesman Upsold me and Lied
So far, I have not had a good experience with Embrace. I was outright lied to by the salesman I spoke to prior to signing up. They claim they record phone calls, but when I reached out nobody was willing to go back to the call and verify what I was told. Because no pet insurance companies cover pre-exiting conditions, I feel like I'm stuck with them now because I'd have to start from square one with any other company. We're definitely stuck with them for a year, because I was given misinformation about the Wellness Rewards program. Be careful signing up for that because they can charge you for it if you want to cancel. I didn't even want it but the salesman upsold me and lied about it.
5
out of 5
POSTED: | BY: Linda
Embrace pet insurance
They are wonderful they know you're dog or cat they have a picture of them and they do everything in a power to help you.
5
out of 5
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.