5
out of 5
POSTED: | BY: Pac10ten
It was easy to submit claim.
It was easy to submit claim.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,318
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: PuppyPower
The process of submitting a claim was…easy
The process of submitting a claim was very straight forward and it took me about 10 minutes in total to complete
5
out of 5
5
out of 5
POSTED: | BY: James Palmer
Two years in, was shopping around but not going anywhere.
I’ve been using Embrace for 2 years now. I pay something around $100 a month. This includes Wellness dollars that reimburse up to a certain amount per year. It’s basically prepaying on a monthly basis for expenses like haircuts, vaccines, medications… I’ve never had anything denied.
My little baby also ate some poison a month or so into the policy. They handled the claims as promised based on my deductible. No questions asked, just kind words for a healthy recovery.
I’ve been shopping around, and see a theme with 1 star reviews on trust pilot. They seem to be irrational and bad at reading terms and conditions.
As they all seem to be good, bad and ugly at times, I’m gonna stick with Embrace.
5
out of 5
POSTED: | BY: Samuel Gardner
Excellent Insurance, highly recommend.
Embrace has been a great insurance to have for my 3 dogs. When our toy Pomeranian was mauled by a huge Siberian Husky, Embrace refunded us without any hassle.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.