Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Gordon

Started off good when my dog was a…

Started off good when my dog was a young puppy. Then in April of 2020 he went for a routine checkup and normal shots and that has been on hold since. This year in February no dog had an ear infection for the first time and needed shots. I submitted the claim and have been waiting since. I have called numerous times and get the same answer that the vet keeps sending the wrong information. I spoke with one person at Embrace and was told that she spoke with the vet and received what they were asking for. That was a couple weeks ago and now they told me that it still isn’t what they want. I have been paying for health and wellness insurance since my dog was eight weeks old and thankfully he has been in great health his entire life. I would not recommend this to anybody.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Sherry D.

Embrace Pet Ins. Is amazing! Highly suggest!

Embrace Pet Insurance is an excellent insurance provider. When my Ares crossed the rainbow bridge and I had to remove him from my policy, the compassion I was shown was incredible. She sent me a condolence card infused with wildflower seeds in his memory. Most recently my youngest (8y10mo.) needed surgery, and the claim was handled quickly with NO issues.
Read more on Trustpilot
5

out of 5

POSTED: | BY: kristi_creightonyahoo.com

Agent was helpful

Agent was helpful, thorough and pleasant
Read more on Trustpilot
5

out of 5

POSTED: | BY: Ebony Rose

Great customer service

Great customer service
Read more on Trustpilot
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review