Embrace | Pet Insurance Review

I recommend embrace because they are quick with the claims and the premiums are great. We make a yearly payment for our 4 dogs and save 5%.

We've been with Embrace for many years and are pleased with their quick and responsive service to our claims. Great pet insurance company.

My golden required emergency surgery for a gastric obstruction. It was very expensive and I had to pay emergently without knowing whether his insurance would cover the evaluation and treatment. Embrace responded rapidly to my 2 claims and the checks actually arrived before my dog had the incision staples removed. No unnecessary questions or conflicts about the costs. I really appreciated their approach and timeliness. It helped make a traumatic experience less stressful.

Everything worked out fine

Do not waste your time or money with this pet insurance. Sadly it was referred to us by USAA, which we usually trust. We had a simple tooth extraction for our dog. They requested documents from the adoption agency as well as the vet and no matter what was provided, it wasn't enough or the right documentation. We had to constantly follow up with them and they managed to stall the process for over six weeks. They paid $200.00 of a $700.00 claim stating we did not have the "rewards" extra coverage. Although it clearly states that tooth extraction is a basic covered expense. We immediately canceled. Terrible, frustrating experience. Do not buy.