5
out of 5
POSTED: | BY: Lisa Jones
Thank you so much
Thank you so much. Very Quick responses and understanding to my resent claim.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,889
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ronald
Honest
Honest, reliable and efficient...may be the best pet insurance company available. Always on top of issues with reasonable solutions.
5
out of 5
POSTED: | BY: Tim
Embrace helped pay the bills on time. Thank you.
Customer of Embrace for 10+ yrs. insuring 3 pets and we recommend Embrace to all pet parents. You can rest assure that you will speak to knowledgeable customer service representative and your reimbursements will be made on time. Online is very SUPER easy to use and know that Embrace will have your back to cover those unexpected bills. Duke, Dutch and Dyna are customers for life. Thank you.
5
out of 5
5
out of 5
POSTED: | BY: Rick Bernhardt
Easy to file with quick response and…
Easy to file with quick response and appropriate reimbursement.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.