Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,889

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gretchen Munson

Everyone was so helpful

Everyone was so helpful! Screwed up my submission and the problem was fixed on your end before I could even call! Thank you!!
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3

out of 5

POSTED: | BY: mloa69

Made a claim over 3weeks ago

Made a claim over 3weeks ago. Still nothing! Only multiple email's requesting information from my vet. Not happy.
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5

out of 5

POSTED: | BY: customer

Always polite- answered my questions!!

Always polite- answered my questions!!
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5

out of 5

POSTED: | BY: Thomas Franklin

First time submitting a claim

First time submitting a claim. Very easy to understand and smooth process on submission.
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5

out of 5

POSTED: | BY: Margie Hailbronner

We just signed up with Embrace last…

We just signed up with Embrace last week and the registration process was very quick and easy and we had a great customer service representative, Shanece, who explained the plans and signed us up. We’re looking forward to having the security of Embrace in the upcoming years.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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