5
out of 5
POSTED: | BY: Christopher Waters
Easy to navigate
Easy to navigate. Direct questions. Easy to read and understand.
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,895
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Patrick Walsh
Alternative claim submission
The app was malfunctioning and had to send my documents and claim via E-mail. The embrace team was able to handle and process my claim being transparent through the entire process. Thank you. I would be in world of financial hardship if it wasn't for embrace, the cost of veterinarian care is astronomical.
5
out of 5
POSTED: | BY: Therese R
Great service
I enjoy how easy the website is to use. In all the years my pets have been "embraced" I have never had a problem with Embrace. Thank you!
5
out of 5
POSTED: | BY: KRISTINE HEJNA
Wellness so easy
I tend to forget that I have the Wellness package. I shouldn't! It is so easy to submit the claims that I feel I'm wasting money if I don't
3
out of 5
POSTED: | BY: Adam Jernberg
My first pet insurance ever and within…
My first pet insurance ever and within the first 2 months they tried lying to my vet and made up an illness my dog had that was according to them pre existing. Even my vet ci facets 3 times to tell then no this dog does not have this illness and it took them 2 months to figure that out meaning my visits weren't covered until this was resolved. Other than that no complaints I guess ..
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.