5
out of 5
POSTED: | BY: Martha martinez
Ease of use
Ease of use to file claim.
Read more on Trustpilot
4.9
out of 5
Number of reviews 20,339
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Recho Bell
The process of submitting a claim is fairly straightforward
The process of submitting a claim is extremely simple and hassle-free for the most part. I did struggle a little with the drop down menu for stating my dog's medical issue. The reason for his vet bill would not save so I had to leave it blank and fill in the explanation elsewhere. But that did not hinder the payment and what a relief it was. I have peace of mind given this experience.
5
out of 5
POSTED: | BY: Wanda Manring
I have only used the wellness portion…
I have only used the wellness portion of my policy on Bandit. Once I upload the invoice, it is usually paid within a few days.
I hope I never have to use the actual medical poilcy.
1
out of 5
POSTED: | BY: Eris
Worst pet insurance ever
Worst pet insurance ever. Customer service non existent. Nobody answer phone or emails. Never paid any claims for me. Scam
5
out of 5
POSTED: | BY: Suzanna Sterling
Dependable dog insurance
Submitting a claim is very easy with their online portal. Embrace is quick to review claim and process.
90% of the paid invoice is deposited into my checking account typically within a few days. I can trust this company.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.